ENFORCING CONSUMER RIGHTS - CREDIT BUREAU CLEARANCE

CCPA - Consumer Credit Protection Agency (est 2007) is a consumer consultative company specifically focused on consumer credit issues such as?clearing judgments,?administration notices; bank defaults,?default notices;?collection notices and other negative information from your credit record.??

The founders of Life Focus Consulting have been involved in the fight for consumer rights for more than ten years and have followed the conception, formalization and the ultimate?implementation of the National Credit Act 34 of 2005 in July 2007. This was a moment of truimph for?the South African consumer. We teamed up with?the country's top consumer law firm (Logan Attorneys) to ensure that the consumer?has access to the full?benefits and protection provided by the provisions of the?National Credit?Act.?We do not?leave any stone unturned to ensure that proper procedures?have been?followed when listing or taking legal action against a consumer. Where the?Act has been violated (which is 100% of the time) we ensure that the judgments?are rescinded and the listings removed in the shortest possible time.

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Our experience and contact with hundreds of consumers has revealed that many consumers believe that the listings against their names are justified because they were indeed behind with their payments or stopped paying altogether but what the consumer does not know is that there are procedures that creditors should follow in respect to the consumer rights before taking any legal action or listing the consumer. The general Consumer is not aware of these procedures and their rights.Therefore we encourage the consumers to contact us to challenge any listings or judgments.

Click?here to check if procedures were followed?before listing of your name.

We would also like to highlight that although any person can personally contact the credit bureaux and the credit ombuds to challenge?other negative credit listing; rescission of judgments, administration orders and many other listings are of legal nature and can?only be resolved in the court of law. Therefore we advise you to talk to a specialist in consumer law to assess your rights in any matter.?Online or personal consultation is free.

To pre-assess your credit profile click here

We have a team of dedicated and well trained consultants who will even come to you (within reasonable reach) to consult and assess your individual situation. If one is not available in your area, you can use this email?This email address is being protected from spambots. You need JavaScript enabled to view it. to discuss your unique situation with the Services Director.